Insurance & Payment Options

True Vitae Psychology offers both insurance-based services and private-pay services. Payment options vary depending on the type of service you are seeking, and details will be reviewed before services begin so you know what to expect.

  • Individual therapy sessions are available through insurance plans accepted via Headway. Coverage and out-of-pocket costs depend on your specific plan and benefits. We accept the following insurance plans:

    • Aetna

    • United Healthcare (Optum)

    • United Healthcare Medicare Advantage

    • BlueCross BlueShield of Tennessee

    • Oscar (Optum)

    • Oxford (Optum)

    • Providence Health Plan

  • Private pay 50-minute session: $180
    Insurance-based therapy available through Headway for eligible plans. Client responsibility varies based on insurance coverage and benefits.

  • Group Therapy is offered as a private pay service at $55 per session, with an 8-session package available for $400.

  • Adult ADHD & Diagnostic Clarity Evaluations begin at $1,295 and include a clinical interview, standardized assessment measures, interpretation of results, a written report, and a feedback session.

    Financing available

  • Executive Functioning & ADHD Coaching is available starting at $125 for a 45-minute session and is designed to provide practical support with organization, planning, prioritization, follow-through, and accountability.

    For clients seeking more consistent support, a 6-session coaching package is available for $625, offering a reduced rate and the opportunity to build momentum over time.

    Financing available

  • Brainspotting is offered in both standard and extended session formats to meet your individual treatment needs. Standard Brainspotting Sessions are incorporated into ongoing therapy and may be billed through insurance when clinically appropriate.

    For clients seeking more focused, in-person work, Extended Brainspotting Sessions are available as a 3-hour private-pay service for $725. Financing options are available for eligible clients.

  • A limited number of reduced-fee appointments may be available for clients experiencing financial hardship or who may not otherwise be able to access care at the standard rate.

    Sliding scale requests are considered on a limited basis and are not guaranteed. Availability depends on the number of reduced-fee openings currently offered within the practice, as well as the type of service requested. Sliding scale rates may not be available for all services.

    Clients interested in a reduced fee may request a sliding scale application prior to scheduling. The application is brief and asks for basic information related to financial circumstances, such as household income, employment status, and other factors that may affect ability to pay. If a reduced-fee spot is available and the request is approved, the adjusted rate and any related terms will be discussed before services begin.

    • Payment is due at the time of service unless other arrangements have been made in advance.

    • HSA/FSA cards may be used for eligible services.

    • If your plan includes out-of-network benefits, a superbill can be provided for you to submit to your insurance company for possible reimbursement. Reimbursement is not guaranteed and will depend on your specific plan.

    • Certain private-pay services, including evaluations, group packages, and extended sessions, may require a deposit or advance payment.

    • Financing or payment plan options may be available for select services.

    If you have questions about fees, insurance, out-of-network reimbursement, payment options, or which service may be the best fit, please reach out prior to scheduling.